Product suite
Everything you need to start your US business.
One team handles formation, tax ID, registered agent, banking, and compliance — so you can skip the lawyers, the .gov forms, and the guesswork.
The formation journey
From idea to an operating US company
Forming a US company is a sequence, not a single step. First your company is filed with the state, then it gets its EIN — and once that is in hand, your ITIN and US bank account move ahead in parallel. Here is the whole path, with the timelines you can realistically expect. This is general information, not legal or tax advice.
- Step 1
File with the state
Your company legally comes into existence
We run a name-availability check, prepare your Articles of Organization (LLC) or Certificate of Formation (Corp), and file them with the Secretary of State. When the state approves, your company legally exists — and nothing downstream can start until it does.
- Chosen formation state
- Company name
- Registered agent (included)
- State filing fee
- Owner / organizer details
1–3 daysRange: 1–3 business days - Step 2
Get your EIN
Your company's federal tax ID
Once the company exists, we apply to the IRS for your Employer Identification Number — the tax ID your business uses to open a bank account, hire, and file taxes. It is assigned to the named legal entity, which is why we form the company first.
- Approved formation documents
- Completed Form SS-4
- Responsible-party details (“Foreign” / “N/A” on line 7b if no SSN/ITIN)
~4 daysRange: ~4 days to ~4 weeks - Once your company exists, these run in parallel
- Step 3 Parallel
Apply for your ITIN
Your personal US tax ID — only if you need one
If your personal circumstances require a US taxpayer ID, we help you file Form W-7 — usually alongside a federal tax return or a documented exception. Because it depends only on your tax status, it runs in parallel with your bank account and never holds up your company.
- A qualifying US tax purpose
- Completed Form W-7
- Valid passport / accepted ID
- Attached federal tax return, unless an exception applies
~7 weeksRange: ~7 to 11 weeks - Step 4 Parallel
Open your US bank account
Start receiving and spending in USD
You can open a US business account with just your EIN — no ITIN or SSN needed. For most fintech providers it is a remote application using your EIN, formation documents, and passport; approval is case-by-case and depends on your country of residence and business.
- EIN confirmation letter — no ITIN or SSN needed
- Formation documents
- Valid passport (some ask for a second ID)
- Sometimes a US business address
~2 daysRange: ~1 to 5 business days - Step 5 Parallel
Confirm your FinCEN BOI status
Beneficial-ownership reporting — usually nothing to file
Once your company exists, we check whether you have a FinCEN beneficial-ownership (BOI) obligation. Under the current interim rule, US-formed entities file nothing — but we confirm it and flag you if the rules change, so you are never caught out.
- Beneficial-owner details on file, in case rules change
Exempt (US)Range: No filing for US-formed companies
The account itself opens in days once your EIN is in hand — the real wait is state filing plus EIN issuance. Adding an ITIN pushes the complete-everything milestone to roughly 2–4 months, but because it runs in parallel with banking it never delays when you can start operating. Every figure is an estimate that varies with your state, filing method, and IRS or USPS backlogs.
Where to form
Pick the right state — we'll be honest about it.
Forming in a "magic" state while operating elsewhere usually means foreign qualification with no tax benefit. Here's the plain-English version.
How it works
Launch in three simple steps.
Tell us about your company
Pick your entity type and state and share a few basics. Two minutes, tops.
We prepare & file
We check your name and file your formation documents with the Secretary of State.
You're in business
Get your documents, EIN, and registered agent — ready to bank and operate.
Founders
Built for global founders, loved by first-timers.
“I formed my LLC from Lagos in a weekend and had my EIN weeks later — without an SSN. The team answered every question.”
Adaeze O.
E-commerce founder · Nigeria
“Way cheaper than the big names and the process was genuinely simple. My Wyoming LLC and bank account were sorted fast.”
Marco B.
SaaS founder · Italy
“They handled the paperwork end to end and kept me in good standing. Exactly what a first-time founder needs.”
Priya S.
Agency owner · India